SERVICES
Tailored insurance for
every stage of life.
01
Life
Insurance
Protect your family's future with flexible life insurance plans. Choose from term or whole life coverage starting at $25/month. Policies range from $100,000 to $2,000,000 with no medical exam required for basic plans.
02
Disability
Insurance
Stay financially secure if illness or injury keeps you from working. Our short-term and long-term disability plans replace up to 60% of your income. Benefits kick in within 14 days of a qualifying event.
03
Mental Health
Coverage
Access therapy, counseling, and psychiatric care with zero stigma and low copays. All plans include 24 sessions per year with licensed providers, plus unlimited access to our mental wellness app.
04
Medical
Reimbursement
Submit claims for doctor visits, prescriptions, lab work, and hospital stays. Get reimbursed within 5 business days through our online portal. No paperwork — just upload your receipt and we handle the rest.
05
Accident
Insurance
Covers unexpected injuries from fractures to emergency room visits. Lump-sum payouts up to $50,000 regardless of other insurance. Covers sports injuries, workplace accidents, and everyday mishaps.
ABOUT
All about
Belsurance
BeInsurance was founded in 2012 with a simple belief: insurance should be easy to understand, easy to use, and actually be there when you need it. We started as a small team of three in Portland, Oregon, tired of watching families struggle with confusing policies and denied claims.
Today we serve over 40,000 policyholders across 30 states. We've paid out over $120 million in claims and maintain a 97% claim approval rate — because we write policies that actually cover what they say they do.
What makes us different is transparency. Every policy is written in plain English. No hidden exclusions, no fine-print surprises. Our online portal lets you manage everything — file claims, track payments, update beneficiaries, and chat with an agent — all in one place.
We believe insurance isn't just a product, it's a promise. And we take that personally.
APPROACH
Our goal is to protect what you care about most
At BeInsurance, we take a people-first approach to insurance. Every policy is built around your life — not the other way around. We pair you with a dedicated advisor who learns your situation, explains your options in plain language, and helps you find coverage that fits your budget. No upselling, no jargon, no surprises.
BENEFITS
Strength that speaks for itself
Availability
File claims, manage your policy, and reach an agent 24/7 through our app and online portal. No hold times, no business-hours-only support.
Efficiency
Claims processed in 5 business days or less. Our digital-first approach means less paperwork and faster payouts — so you get help when you actually need it.
Trust
97% claim approval rate. Plain-English policies with no hidden exclusions. Over 40,000 families trust BeInsurance to protect what matters most.
TESTIMONIALS
What our clients are saying
"After my husband's accident, BeInsurance processed our claim in 3 days. No runaround, no denied coverage. They were there exactly when we needed them."
Leah Yurfset
"I switched from a big-name insurer and saved $180/month with better coverage. The online portal makes everything simple — I filed a claim from my phone in 5 minutes."
Roy Gold
"As a freelancer, finding disability insurance felt impossible until BeInsurance. They built a plan around my income and I finally have peace of mind."
Nela Yliuay
FAQ
You're probably
wondering...
Frequently asked questions
